Representative Example for Hire Purchase (HP): Payable by 120 payments of £1,285.49. Payments are based on a duration of agreement of 120 months, a Cash Price of £103,450.00, with a deposit of £0.00 leaving an amount of credit of £103,450.00. The agreement is calculated using a fixed rate of interest of 4.89% per year resulting in Representative 8.92% APR and a total amount payable of £154,457.80 The representative example includes an estimated option to purchase fee of £10.00. We act as a credit broker, not a lender.